Archive for April, 2009

Credit Blacklist

There’s no such thing as a credit blacklist and lenders don’t take account of your race, gender or religion. Neither will lenders refuse credit because of where you live or who lived at your address before you. You’re more likely to be rejected because you don’t meet the criteria set by an individual lender. These [...]

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April 21, 2009 | 0 Comments More

Does your other half know your guilty financial secret?

Does your other half know your guilty financial secret? Almost everyone believes that openness about finances is important to a relationship. A new survey from CreditExpert.co.uk reinforces the point, with most British adults agreeing. But the true facts show a very different story. Almost one in five adults in a relationship admits they haven’t told [...]

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April 21, 2009 | 0 Comments More

Are your debts out of control Dont ignore the warning signs

If you developed a strange rash that just wouldn’t go away, you’d visit your doctor – but it’s amazing how many people who listen to health warnings don’t do the same when it comes to wealth warnings. Now more than ever, it’s crucial to monitor your debt levels to prevent a slide into the financial [...]

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April 21, 2009 | 0 Comments More

Pay Day Loans

You find yourself a bit short of cash – an unexpected bill crops up – or there’s something you want to buy. Just fill in our secure online application form – and press the button. Our system searches many loan providers, and within minutes one generally offers you the loan you want. Once you confirm [...]

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April 21, 2009 | 0 Comments More

Chelsea Building Society Breaches SLS Terms

The Cheltenham-based society faces difficulties over its use of the Bank’s Special Liquidity Scheme (SLS), which provides funding for banks and building societies so that they can continue to operate and lend to customers. Chelsea breached SLS terms last week when ratings agency Moody’s downgraded its bonds, taking them below the minimum grade required to [...]

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April 21, 2009 | 0 Comments More

Economic Recovery by Christmas

  Alistair Darling was accused of dangerous over-optimism tonight as he prepared to make a Budget prediction that the recovery will start by Christmas. The Chancellor is expected to forecast economic growth of one per cent in 2010, following a crash of 3.5 per cent this year. As well as wielding the axe on public [...]

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April 20, 2009 | 0 Comments More

Credit card and loan providers more transparent

Credit card and loan providers are set to be asked to be more transparent about the way they calculate the interest rates they charge consumers, as part of an Office of Fair Trading (OFT) review of their practices. The OFT’s intentions were initially announced as part of the Pre-Budget report last year, when the Chancellor [...]

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April 16, 2009 | 0 Comments More

Debt Reducers

  Debt Reducers specialise in reducing outgoings for people looking for the best solution to their finances. Every month we help 1000s of people reduce their debts, mortgage payments and insurance costs. As part of the Think Money Group, we’ve been providing expert debt help and advice for the past 15 years and have designed [...]

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April 16, 2009 | 0 Comments More

Britain and its expenditure

A third of Britons have worried themselves into spending less  -  despite doing fine financially. Seven in ten told retail analysts Mintel that economic fears had led them to cut back.  And almost half of those admitted they were spending less mainly because they were worried that they may one day have to cope without [...]

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April 16, 2009 | 0 Comments More

British Economy Signs of Recovery

Britain’s slide into recession could be abating, an major economic survey has indicated, amid growing signs the worst of the global downturn may be over. Apart from Northern Ireland and the south west of England, the rate of contraction in the UK private sector slowed down in March, according to the Bank of Scotland. The [...]

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April 15, 2009 | 0 Comments More