Credit Blacklist

There’s no such thing as a credit blacklist and lenders don’t take account of your race, gender or religion. Neither will lenders refuse credit because of where you live or who lived at your address before you.

You’re more likely to be rejected because you don’t meet the criteria set by an individual lender. These could include the amount you earn, the amount of credit you already have and how many applications you’ve made in the last few months