Category: Credit Cards

Co-operative bank goes in-store

As banks and building societies continue to close branches, the Co-op is bucking the trend James Blake has been a Co-op customer for more than 15 years. “I ask friends who they bank with and when they say Barclays or HSBC, I tell them that’s not the most ethical bank and they should switch,” he [...]

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October 15, 2011 | 0 Comments More

Is pet insurance worth it?

Paying to insure against vet’s bills can cost £28 a month for a dog and £13 for a cat. We look at what you get for your money In these straightened times is it barking mad to be shelling out £28 a month on pet insurance for your dog? Or what about almost £13 a [...]

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October 8, 2011 | 0 Comments More

Ryanair Airline Charges Passengers £6 For Newly Launched Pre-Payment Card

Ryanair was accused yesterday of being ‘unfair and insulting’ to passengers with its latest wheeze to squeeze cash out of them. The budget airline is charging passengers £6 for a special pre-payment card – without which they will have to pay a £6 each way ‘administration fee’ just to book their tickets. These hefty charges [...]

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October 5, 2011 | 0 Comments More

David Cameron to urge households to pay off debts

David Cameron will urge the country not to become paralysed by gloom and fear even though he will admit the depth of the debt crisis means the good times will be a long time coming. In a delicate balancing act, he will try in his closing speech to the Conservative party conference on Wednesday to [...]

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October 5, 2011 | 0 Comments More

Credit Cards – Brits Prefer Spending Money Than Saving It

British people appear to be far more ready to spend money than to save it, according to new figures. The latest research reveals that Brits spend twice as much time thinking about their credit card payments than their savings. The average British consumer spends up to £3,804 per year – or £317 every month – [...]

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October 4, 2011 | 0 Comments More

Easy access savings on the up

With many big names offering interest as low as 0.05%, it’s time to look at some attractive alternatives Interest rates are expected to continue to remain flat until next year or even 2013, but there was some good news for savers this week. Increasing competition among banks and building societies is pushing up the rates [...]

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October 1, 2011 | 0 Comments More

There’s muck … but no brass

Earlier this year we featured the Stoddart family, who quit their £60,000 jobs for rural Wales. Here Kim Stoddart writes of the reality of struggling to make ends meet While world financial markets wobble yet again, here, in rural Wales, we are also feeling rather vulnerable as things get a bit out of control. Items [...]

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September 24, 2011 | 0 Comments More

Customer Rip Off – Using Credit Cards Overseas Will Cost You Dearly

Holidaymakers are losing millions of pounds through complex stealth charges on the cost of buying foreign currency and using their cards overseas. The ripoff warning comes from the official customer body, Consumer Focus, which has used its powers to trigger an Office of Fair Trading inquiry. It complained that banks are taking advantage of hard-pressed [...]

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September 21, 2011 | 0 Comments More

The definitive guide to the best phone, broadband and TV deals

Now’s the time to switch phone, broadband and TV. We guide you through the telecoms maze to the package that suits you BT has raised prices three times in little over a year. If you are still paying separately for phone, broadband and digital TV, or have never switched providers, now is the time to [...]

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September 17, 2011 | 0 Comments More

Are prepaid cards the best way to pay on holiday?

Going on holiday always requires a fair amount of planning, particularly when travelling abroad as it’s important to sort finances beforehand and understand the best methods of payment while you’re away from home.   There are a wide range of payment types available for travellers and each have their own benefits and disadvantages, including different [...]

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September 14, 2011 | 0 Comments More