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]]> Comment on Rail ticket prices bust the inflation barrier by InflationMonkey http://loanscreditcards.co.uk/2011/12/31/rail-ticket-prices-bust-the-inflation-barrier/comment-page-1/#comment-2104 InflationMonkey Thu, 12 Jan 2012 22:52:29 +0000 http://loanscreditcards.co.uk/2011/12/31/rail-ticket-prices-bust-the-inflation-barrier/#comment-2104 You’re correct, since the early 1990s UK train fares on average have increases faster then inflation as reported by RPI, but does this tell the whole story, as the recent news headline make out? Over the last 25 years, UK train fares have generally increased inline with UK average salary growth. This is very different to the trend with RPI were train fares increases much faster. So on average train fares are approximately as expensive/cheap, relative to average wages, as they were in the late 1980s http://www.inflationarypressure.co.uk/customchart1987/Graph%20of%20price%20of%20Average%20Salary%20-%20Index%20against%20Rail%20Fares%20showing%20inflation.html It’s interesting to know that train fares and bus/coach fares have all increases inline with each other during that last 25 years. From all the news headlines recently, you would have thought that train fares were racing ahead. http://www.inflationarypressure.co.uk/customchart1987/Graph%20of%20price%20of%20Bus%20&%20Coach%20Fares%20against%20Rail%20Fares%20showing%20inflation.html You’re correct, since the early 1990s UK train fares on average have increases faster then inflation as reported by RPI, but does this tell the whole story, as the recent news headline make out?

Over the last 25 years, UK train fares have generally increased inline with UK average salary growth. This is very different to the trend with RPI were train fares increases much faster. So on average train fares are approximately as expensive/cheap, relative to average wages, as they were in the late 1980s
http://www.inflationarypressure.co.uk/customchart1987/Graph%20of%20price%20of%20Average%20Salary%20-%20Index%20against%20Rail%20Fares%20showing%20inflation.html

It’s interesting to know that train fares and bus/coach fares have all increases inline with each other during that last 25 years. From all the news headlines recently, you would have thought that train fares were racing ahead.
http://www.inflationarypressure.co.uk/customchart1987/Graph%20of%20price%20of%20Bus%20&%20Coach%20Fares%20against%20Rail%20Fares%20showing%20inflation.html

]]> Comment on New Credit Crunch Fear As Bank Of England Warns Of A Deepening Crisis by Businessman furious at banks' refusal to lend bricks up Barclays branch in protest | Talk Money Blog http://loanscreditcards.co.uk/2011/10/21/new-credit-crunch-fear-as-bank-of-england-warns-of-a-deepening-crisis/comment-page-1/#comment-2065 Businessman furious at banks' refusal to lend bricks up Barclays branch in protest | Talk Money Blog Fri, 23 Dec 2011 17:48:29 +0000 http://loanscreditcards.co.uk/?p=909#comment-2065 [...] Bank Bricked Up In Loans ProtestIMF calls on banks to rein in bonuses to free up cash to lend to businessesBanks threat to lend less ‘beggars belief’New Credit Crunch Fear As Bank Of England Warns Of A Deepening Crisis [...] [...] Bank Bricked Up In Loans ProtestIMF calls on banks to rein in bonuses to free up cash to lend to businessesBanks threat to lend less ‘beggars belief’New Credit Crunch Fear As Bank Of England Warns Of A Deepening Crisis [...]

]]> Comment on Families Burdened By Soaring Cost Of Living Couple With Debts And Loans by Debts And Loans | Debt & Credit Blog| Free Online Tips and Resourses http://loanscreditcards.co.uk/2011/11/16/families-burdened-by-soaring-cost-of-living-couple-with-debts-and-loans/comment-page-1/#comment-1731 Debts And Loans | Debt & Credit Blog| Free Online Tips and Resourses Fri, 25 Nov 2011 13:42:41 +0000 http://loanscreditcards.co.uk/?p=975#comment-1731 [...] vehicles should only be purchased with Loans if the vehicle is very necessary in terms of added value to your business or abosolutely required [...] [...] vehicles should only be purchased with Loans if the vehicle is very necessary in terms of added value to your business or abosolutely required [...]

]]> Comment on What could a base-rate rise mean for your mortgage? by Australia’s central bank happy with current mortgage rates http://loanscreditcards.co.uk/2011/11/22/what-could-a-base-rate-rise-mean-for-your-mortgage/comment-page-1/#comment-1692 Australia’s central bank happy with current mortgage rates Wed, 23 Nov 2011 15:16:32 +0000 http://loanscreditcards.co.uk/?p=995#comment-1692 [...] There are currently over 200 significant separate financial organizations supplying mortgages and loans to house buyers in Britain. The major lenders include building societies, banks, specialized mortgage corporations, insurance companies, and pension funds. Over the years, the share of the new mortgage loans market held by building societies has declined. Between 1977 and 1987, it fell drastically from 96% to 66% while that of banks and other institutions rose from 3% to 36%. The banks and other institutions that made major inroads into the mortgage market during this period were helped by such factors as:Source: co.uk [...] [...] There are currently over 200 significant separate financial organizations supplying mortgages and loans to house buyers in Britain. The major lenders include building societies, banks, specialized mortgage corporations, insurance companies, and pension funds. Over the years, the share of the new mortgage loans market held by building societies has declined. Between 1977 and 1987, it fell drastically from 96% to 66% while that of banks and other institutions rose from 3% to 36%. The banks and other institutions that made major inroads into the mortgage market during this period were helped by such factors as:Source: co.uk [...]

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